Money - Personal Finance
By: - at February 28, 2013

How Safe is Online Shopping; What are the Risks Involved?

How Safe and Convenient Online Shopping is for You?
Online FraudThe Internet has been changing the traditional ways of shopping for some times now. The growing popularity of online shopping has caused many high street retailers lose business across the globe. Seeing no alternative many local, regional and international retailers, shops, etc have turned to the Internet to provide their customers with the opportunity to shop online. Online shopping is very fast, secure, and convenient, and can be done at any time. Yet there has been growing concerns about the safety issue and convenience of online shopping. The convenience of shopping from the comfort of home is being considered by many as inconvenient as this reduces the mobility and social interactivity of people. But general consensus is overwhelmingly in favor of online shopping as studies and surveys reveal from time to time. The conventional shopping practice is changing fast due to the ongoing popularity of online shopping.

Beware of Online Fraudsters and Phishing Websites
One of the biggest problems or risks when it comes to shopping online can be the possible exposure of your personal and financial details to a third party or online fraudsters for not using safe ways to pay online. Businesses done online are increasing every year, reflecting the popularity of online shopping. One of the biggest threats of online shopping is the phishing scams which can potentially damage an online shopper’s online security by stealing money, collecting sensitive and important personal and financial information, etc. The online community or shoppers can reduce the risks of or fight against phishing scams by applying some basic computer and network security applications. Some basic knowledge of safe Internet usage can reduce and stop the risks of attacks on people’s online security posed by online fraudsters. Choosing a safe and secure online payment gateway or option, using a safe browser, selecting the right vendors or sellers, and knowledge of how to use a credit card or other payment options online can make your online shopping safe secure and exciting.

The Convenience and Advantages of Online Shopping
Online Shopping AdvantagesThe advent of the Internet has made shopping more versatile and dynamic through online shopping. Today, most high street shops and chain retailers have online shopping portals on the web. As online shopping is becoming popular everyday most high street shops, retailers, boutique stores and a wide variety of other shops have opened online shopping portals. You will be surprised to know that even the corner shops around your house have online portals for your convenience. The convenience of shopping from the comfort of your home makes online shopping more convenient and enticing. You do not need to look out for different goods or products at different places in a supermarket or any shop looking around as you can find everything in one space when shopping online. You can save a lot of your valuable time which you can spend with your family by shopping online. You can do other things while shopping online at home or workplace. You do not have to wait in a long line for ages waiting to be served by a till operator. There are also various payment options to choose to pay for the goods you buy online.

There is no rushing around to look for something, no noise of people at supermarkets, and no wandering about without a clue on what to do or buy. There are no pressure sales approached by sales people online. The impact of the Internet on our everyday life is tremendously prevalent today. The presence of companies, shops, businesses, and even government offices on the web is so obvious that today the growing popularity in online shopping is seen as a safe and convenient activity.

The Disadvantages of Online Shopping
Online shopping is not without flaws as you may come across some problems when shopping online. You cannot touch a product online to have a feel of the product. Many shoppers or customers can be very dissatisfied when they find that the goods delivered to their home are not of the expected quality they thought when purchasing online. You cannot try things on which is a big disadvantage. If you want to change or return/cancel the goods or products you bought from an online shopping portal, you will need to send the goods by yourself. Alternatively, you have to wait for the home delivery services of the company to come to your home at a given time agreed upon by the company and you to collect the goods. The whole process may seem to you inconvenient for you if you have to do an important thing or attend to a more serious business at the mutually agreed given time. Changing or returning a product is fast and convenient if you physically visit the store where you bought the product from.

How to Shop Online Safely?
Online shopping safteyYou should always check out if the shopping portal or online shop you want to visit to purchase goods online is recommended by general people, consumers association of your local area or region, etc. Check out reliable review websites to find out of the online shop is legitimate or not. Do some research reading reviews on the shopping portal that you are going to use to shop online. Always transact on a SSL supported website and see if the payment web page has https:// at the beginning of the web address of the site. Do not navigate any shopping sites through third parties or hyperlinks and banner ads. Use a safe and up to date web browser. Do not become victimized by phishing websites. Always use a very trusted antivirus software and network security software on your computer.

People are more concerned about their privacy and security than ever in the history. Online shopping is safe and convenient if you know what are the security threats or worries prevailing out there. There are options to protect your personal and financial details from the hands of online fraudsters. There are effective precautions that you can take to make sure that your online shopping and transaction are safe and secure. In essence, despite the presence of scammers and fraudsters on the Internet, online shopping is generally a safe and convenient activity. If you have chosen a genuine and legitimate online shopping portal, you can expect that your privacy and online safety will be protected by the site. Yet try to select a safe and secure option to pay so that your financial details are not passed to the merchant. In spite of some disadvantages and security threats online shopping is very convenient and a safe activity.





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